Adam Reeds, CEO of Ledn, a company that provides bitcoin lending services, said that bitcoin mortgages can significantly accelerate the flow of money and capital. Reeds explained that many bitcoin holders are reluctant to sell BTC for liquidity, and traditional Financial Institution Groups often do not accept bitcoin as collateral, which results in the inefficient use of bitcoin assets. By lending with Bitcoin as collateral, holders can access fiat liquidity to use for business, consumption, real estate or to buy more BTC. According to Reeds, Bitcoin lending is efficient, with borrowers able to access financing in a matter of days, compared to weeks or months of processing time for traditional Financial Institution Groups. In addition, Reeds believes that bitcoin as collateral is less risky than real estate or stock loans because there is no GAAP risk. He also pointed out that bitcoin mortgages can help compensate for the lack of banking infrastructure in some regions, especially in high-inflation countries such as Argentina and Nigeria, providing equitable financing opportunities in these regions.