On September 4th, Kamino Lend, a Solana lending protocol, released version V2, which is expected to be released in the fourth quarter of this year. On the market layer, this version is modular to support a wide range of assets. The new income layer, Vault Layer, introduces automated single-asset lending, combined market liquidity to provide risk-optimized returns. On the clearing engine, Kamino V2 uses an oracle mechanism to protect users from unnecessary liquidation, and combines clearing auctions to reduce liquidation penalties. In addition, the V2 version also introduces Multiply's automatic unpledge and spot leverage functions.