At the 9th Hong Kong Fintech Week, Jing Xiandong, chairperson and CEO of Ant Group, said that tokenization is of great help for cross-border transfer. At present, small and medium-sized enterprises are doing cross-border business, and their payment experience has many pain points, such as expensive and time-consuming. In the future, the payment process can be improved through tokenization technology. This point-to-point payment method, without intermediaries and programmable on the chain, will be of great significance for global cross-border transfer.